City of Newton, MA
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FSA Open Enrollment and Special Dental Open Enrollment
We are holding Open Enrollment for the Flexible Spending Accounts and announcing exciting changes to our dental insurance options through Blue Cross Blue Shield with a Special Open Enrollment period November 1 - 30, 2024 for benefits effective January 1, 2025.
See our comprehesive Guide for details.
The City of Newton values our employees. Good physical, mental, dental, and emotional health help provide a strong foundation for us to be the best citizens and employees we can be. We offer:
Dental Insurance
Guardian Dental until December 30, 2024
Blue Cross Blue Shield Dental Blue Freedom effective January 1, 2025
Diabetes Care Rewards Program
Life Insurance
Flexible Spending Accounts
457 retirement savings accounts
Short-term and Long-term Disability Insurance
Eligibility
• Employees who work more than 20 hours per week on a regular and recurring basis, and eligible dependents.
Effective Date of Coverage
• Coverage is effective on your date of hire, unless you have coverage elsewhere and can show proof of coverage. You have 30 days from this date to make your initial benefit elections.
• Premiums will be deducted retroactively back to this date, so your initial premium payment may be larger than expected.
Benefit Plan Year
• Annually July 1st to June 30th
Open Enrollment
• Coordinated by the Human Resources Department in May of each year.
• Changes taking effect July 1st
Qualifying Event (some examples of qualifying events include):
• Marriage/Divorce
• Loss or Gain of other coverage
• Birth or Adoption
You will have 30 days from the date of the qualifying event to make a change, otherwise you must wait for the next Open Enrollment period.
We currently offer the following health insurance plans:
Unions Benefit Comparison chart for AFSCME 1703, 2443 and 2913, MNA, Teamsters, IAFF, NPSOA and NPA
Benefit Comparison chart for Non-Union, AFSME 3092 and 3092B
City of Newton Health Plan Options:
PPO = Preferred Provider Organization |
Blue Cross Blue Shield MA |
HMO = Health Maintenance Organization |
Blue Cross Blue Shield MA |
FY25 Rates for City Councilors
Detailed benefit plan information, enrollment forms, etc. available at these links:
Links to Providers' websites:
Do you have specific questions about your benefits? Contact the City's HR Benefits Department at benefits@newtonma.gov or by phone at 617-796-1260.